Natural Disaster Risk — ZIP Code 95678

Natural Hazard Profile: ZIP 95678, California

ZIP 95678 in Roseville sits in the western mountain region near the Pacific Coast. Its Mediterranean climate produces dry summers and mild, wet winters with pronounced drought cycles, and notably a critical fire season from late summer through fall. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 95678 carries an overall risk score of 6.1/10, placing it in the high category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to wildfire and volcano.

Within California, ZIP 95678's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of California identifies avalanche as the foremost hazard, followed by wildfire and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 95678's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.