Natural Disaster Risk — ZIP Code 95943

Natural Hazard Profile: ZIP 95943, California

ZIP 95943 covers part of the Glenn area, in the western mountain region near the Pacific Coast. The surrounding region experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 95943's composite natural disaster risk at 5.2 out of 10 — moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for volcano and earthquake risk in their preparedness planning.

ZIP 95943's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are drought, volcano, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 95943's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.