🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 96052

Lewiston, California

4.6out of 10
Moderate Risk

Risk Summary for ZIP 96052

ZIP 96052 scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Wildfire Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Landslide
9.9
Volcanic Activity
9.6
Avalanche
9.1
Earthquake
8.7
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.8
Hurricane
2.4
Lightning
2.2
Winter Weather
1.9
Tornado
1.7
Hail
1.7
Drought
1.7
Strong Wind
1.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

ZIP 96052
4.6
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 96052, California

Located in the western mountain region near the Pacific Coast, ZIP 96052 serves the Lewiston community. The Mediterranean climate of this part of California β€” bringing dry summers and mild, wet winters with pronounced drought cycles β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 96052's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wildfire and volcano.

Relative to other U.S. communities, ZIP 96052's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by landslide and wildfire, as measured by FEMA across California. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 96052's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 96052: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 96052

These city-level factors differentiate ZIP 96052 from other communities in California County and provide geographic context for its hazard exposure.

Population

2,366

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

40.6852Β° N, 122.8034Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 96052

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in California

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.