Natural Disaster Risk — ZIP Code 96112

Natural Hazard Profile: ZIP 96112, California

Located in the western mountain region near the Pacific Coast, ZIP 96112 serves the Fort Bidwell community. The Mediterranean climate of this part of California — bringing dry summers and mild, wet winters with pronounced drought cycles — directly shapes the hazard exposure for properties in this postal area.

ZIP 96112's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include drought and wildfire.

Relative to other U.S. communities, ZIP 96112's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by volcano and drought, as measured by FEMA across California. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 96112 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.