Natural Disaster Risk — ZIP Code 96742

Natural Hazard Profile: ZIP 96742, Hawaii

Located in the Hawaiian archipelago in the central Pacific, ZIP 96742 serves the Kalaupapa community. The tropical climate of this part of Hawaii — bringing warm temperatures moderated by trade winds and high volcanic terrain — directly shapes the hazard exposure for properties in this postal area.

ZIP 96742's overall natural disaster risk is rated 3.3/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.

Relative to other U.S. communities, ZIP 96742's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.0/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Hawaii. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 96742 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — tsunami — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.