Natural Disaster Risk — ZIP Code 96749

Natural Hazard Profile: ZIP 96749, Hawaii

ZIP 96749 in Keaau sits in the Hawaiian archipelago in the central Pacific. Its tropical climate produces warm temperatures moderated by trade winds and high volcanic terrain, and notably elevated rainfall from November through March. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 96749 carries an overall risk score of 5.6/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and earthquake.

Within Hawaii, ZIP 96749's risk is, slightly above the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hawaii identifies tsunami as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 96749 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.