Natural Disaster Risk — ZIP Code 97102

Natural Hazard Profile: ZIP 97102, Oregon

Located in the Pacific Northwest, ZIP 97102 serves the Arch Cape community. The oceanic climate of this part of Oregon — bringing mild, wet winters on the coast and semi-arid conditions inland — directly shapes the hazard exposure for properties in this postal area.

ZIP 97102's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include coastal flood and volcano.

Relative to other U.S. communities, ZIP 97102's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by tsunami and coastal flood, as measured by FEMA across Oregon. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 97102 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.