🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 97125

Manning, Oregon

7.1out of 10
High Risk

Risk Summary for ZIP 97125

ZIP 97125 scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Volcanic Activity Extreme Heat

All 18 Hazard Scores

Earthquake
9.9
Volcanic Activity
9.9
Extreme Heat
9.7
Ice Storm
9.3
Cold Wave
9.1
Landslide
8.8
Lightning
8.4
Strong Wind
8.3
Avalanche
8.3
Winter Weather
7.8
Tornado
5.9
Wildfire
5.7
Tsunami
5.4
Coastal Flooding
4.9
Hail
3.9
Hurricane
2.4
Drought
2.3
Riverine Flooding
1.0

How it compares

ZIP 97125
7.1
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 97125, Oregon

ZIP 97125 covers part of the Manning area, in the Pacific Northwest. The surrounding region experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 97125's composite natural disaster risk at 7.1 out of 10 β€” high risk. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Residents should also account for volcano and heat risk in their preparedness planning.

ZIP 97125's risk score, slightly above the 5.7/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are earthquake, volcano, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 97125 residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 97125: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Risk for the surrounding area

Local Factors for ZIP 97125

These city-level factors differentiate ZIP 97125 from other communities in Oregon County and provide geographic context for its hazard exposure.

Population

248

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.7/10

Coordinates

45.6624Β° N, 123.2112Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 97125

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.