🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 97217

Portland, Oregon

7.1out of 10
High Risk

Risk Summary for ZIP 97217

ZIP 97217 scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Volcanic Activity Extreme Heat

All 18 Hazard Scores

Earthquake
10.0
Volcanic Activity
9.9
Extreme Heat
9.7
Landslide
9.7
Ice Storm
9.3
Coastal Flooding
9.2
Cold Wave
9.2
Winter Weather
8.7
Avalanche
8.4
Wildfire
7.1
Strong Wind
7.0
Tornado
5.4
Tsunami
5.4
Lightning
5.3
Hurricane
2.4
Drought
2.3
Hail
1.4
Riverine Flooding
1.0

How it compares

ZIP 97217
7.1
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 97217, Oregon

ZIP 97217 in Portland sits in the Pacific Northwest. Its oceanic climate produces mild, wet winters on the coast and semi-arid conditions inland, and notably a high wildfire risk period in the dry summer months. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 97217 carries an overall risk score of 7.1/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to volcano and heat.

Within Oregon, ZIP 97217's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Oregon identifies earthquake as the foremost hazard, followed by volcano and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 97217 residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 97217: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Risk for the surrounding area

Local Factors for ZIP 97217

These city-level factors differentiate ZIP 97217 from other communities in Oregon County and provide geographic context for its hazard exposure.

Population

35,169

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.1/10

Coordinates

45.5969Β° N, 122.6972Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 97217

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.