🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 97388

Gleneden Beach, Oregon

5.7out of 10
Moderate Risk

Risk Summary for ZIP 97388

ZIP 97388 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
10.0
Volcanic Activity
9.9
Earthquake
9.8
Landslide
9.8
Coastal Flooding
9.6
Ice Storm
8.9
Avalanche
8.6
Wildfire
5.7
Extreme Heat
4.6
Lightning
3.7
Strong Wind
2.5
Cold Wave
2.5
Hurricane
2.4
Drought
2.4
Tornado
2.2
Winter Weather
2.2
Hail
1.5
Riverine Flooding
1.0

How it compares

ZIP 97388
5.7
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 97388, Oregon

ZIP 97388 in Gleneden Beach sits in the Pacific Northwest. Its oceanic climate produces mild, wet winters on the coast and semi-arid conditions inland, and notably a high wildfire risk period in the dry summer months. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 97388 carries an overall risk score of 5.7/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and earthquake.

Within Oregon, ZIP 97388's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Oregon identifies tsunami as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 97388 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for ZIP 97388: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 97388

These city-level factors differentiate ZIP 97388 from other communities in Oregon County and provide geographic context for its hazard exposure.

Population

911

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.7/10

Coordinates

44.8742Β° N, 124.0117Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 97388

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.