🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 97436

Elkton, Oregon

6.7out of 10
High Risk

Risk Summary for ZIP 97436

ZIP 97436 scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
9.9
Volcanic Activity
9.9
Wildfire
9.8
Earthquake
9.8
Avalanche
9.7
Landslide
9.6
Coastal Flooding
9.5
Extreme Heat
8.9
Winter Weather
8.6
Ice Storm
8.0
Lightning
5.3
Strong Wind
3.4
Hail
3.3
Drought
2.7
Hurricane
2.4
Tornado
1.8
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

ZIP 97436
6.7
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 97436, Oregon

ZIP 97436 in Elkton sits in the western mountain region near the Pacific Coast. Its oceanic climate produces mild, wet winters on the coast and semi-arid conditions inland, and notably a high wildfire risk period in the dry summer months. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 97436 carries an overall risk score of 6.7/10, placing it in the high category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and earthquake.

Within Oregon, ZIP 97436's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Oregon identifies tsunami as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 97436's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 97436: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 97436

These city-level factors differentiate ZIP 97436 from other communities in Oregon County and provide geographic context for its hazard exposure.

Population

865

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

43.6396Β° N, 123.5826Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 97436

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.