Natural Disaster Risk β ZIP Code 97463
Oakridge, Oregon
Risk Summary for ZIP 97463
ZIP 97463 scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 97463, Oregon
ZIP 97463 in Oakridge sits in the western mountain region near the Pacific Coast. Its oceanic climate produces mild, wet winters on the coast and semi-arid conditions inland, and notably a high wildfire risk period in the dry summer months. These conditions define the natural disaster environment for households across this ZIP code.
According to FEMA's National Risk Index, ZIP 97463 carries an overall risk score of 7.3/10, placing it in the high category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to earthquake and tsunami.
Within Oregon, ZIP 97463's risk is, considerably above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Oregon identifies volcano as the foremost hazard, followed by earthquake and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
ZIP 97463's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for ZIP 97463: Volcanic Activity preparedness
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
Risk for the surrounding area
Local Factors for ZIP 97463
These city-level factors differentiate ZIP 97463 from other communities in Oregon County and provide geographic context for its hazard exposure.
Population
3,652
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Cool Continental
Latitude 43.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 7.3/10
Coordinates
43.7395Β° N, 122.4059Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 97463
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Oregon
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.