🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 97465

Port Orford, Oregon

4.9out of 10
Moderate Risk

Risk Summary for ZIP 97465

ZIP 97465 scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Earthquake Wildfire

All 18 Hazard Scores

Tsunami
10.0
Earthquake
9.7
Wildfire
9.4
Landslide
9.3
Coastal Flooding
9.3
Avalanche
8.9
Volcanic Activity
5.1
Extreme Heat
4.9
Drought
2.5
Hurricane
2.4
Lightning
2.4
Ice Storm
2.1
Winter Weather
2.0
Strong Wind
1.7
Tornado
1.5
Hail
1.5
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

ZIP 97465
4.9
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 97465, Oregon

Located in the western mountain region near the Pacific Coast, ZIP 97465 serves the Port Orford community. The oceanic climate of this part of Oregon β€” bringing mild, wet winters on the coast and semi-arid conditions inland β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 97465's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include earthquake and wildfire.

Relative to other U.S. communities, ZIP 97465's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.7/10 state average. The hazard distribution here is led by tsunami and earthquake, as measured by FEMA across Oregon. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 97465 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for ZIP 97465: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Risk for the surrounding area

Local Factors for ZIP 97465

These city-level factors differentiate ZIP 97465 from other communities in Oregon County and provide geographic context for its hazard exposure.

Population

1,811

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

42.7376Β° N, 124.3795Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 97465

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.