Natural Disaster Risk — ZIP Code 97527

Natural Hazard Profile: ZIP 97527, Oregon

ZIP 97527 covers part of the Grants Pass area, in the western mountain region near the Pacific Coast. The surrounding region experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 97527's composite natural disaster risk at 5.5 out of 10 — moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for earthquake and volcano risk in their preparedness planning.

ZIP 97527's risk score, near the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, earthquake, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 97527's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.