🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 98068

Snoqualmie Pass, Washington

5.8out of 10
Moderate Risk

Risk Summary for ZIP 98068

ZIP 98068 scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Volcanic Activity

All 18 Hazard Scores

Wildfire
10.0
Avalanche
10.0
Volcanic Activity
9.9
Landslide
9.8
Earthquake
9.5
Extreme Heat
7.1
Cold Wave
7.0
Winter Weather
5.9
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.7
Ice Storm
3.5
Drought
2.7
Hail
2.5
Hurricane
2.4
Strong Wind
2.0
Tornado
1.9
Riverine Flooding
1.0

How it compares

ZIP 98068
5.8
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 98068, Washington

Located in the Pacific Northwest, ZIP 98068 serves the Snoqualmie Pass community. The oceanic climate of this part of Washington β€” bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 98068's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and volcano.

Relative to other U.S. communities, ZIP 98068's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 98068 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 98068: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 98068

These city-level factors differentiate ZIP 98068 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

482

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

47.4515Β° N, 121.3580Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 98068

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.