Natural Disaster Risk — ZIP Code 98077
Woodinville, Washington
Risk Summary for ZIP 98077
ZIP 98077 scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 98077, Washington
Located in the Pacific Northwest, ZIP 98077 serves the Woodinville community. The oceanic climate of this part of Washington — bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east — directly shapes the hazard exposure for properties in this postal area.
ZIP 98077's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include earthquake and volcano.
Relative to other U.S. communities, ZIP 98077's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by avalanche and earthquake, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 98077's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for ZIP 98077: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Risk for the surrounding area
Local Factors for ZIP 98077
These city-level factors differentiate ZIP 98077 from other communities in Washington County and provide geographic context for its hazard exposure.
Population
14,109
SuburbanGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 47.8°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 8.2/10
Coordinates
47.7526° N, 122.0575° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 98077
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Washington
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.