Natural Disaster Risk — ZIP Code 98295

Natural Hazard Profile: ZIP 98295, Washington

ZIP 98295 covers part of the Sumas area, in the Pacific Northwest. The surrounding region experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 98295's composite natural disaster risk at 6.9 out of 10 — high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for tsunami and volcano risk in their preparedness planning.

ZIP 98295's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 98295's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.