Natural Disaster Risk — ZIP Code 98312

Natural Hazard Profile: ZIP 98312, Washington

ZIP 98312 in Bremerton sits in the Pacific Northwest. Its oceanic climate produces mild, rainy winters west of the Cascades and semi-arid conditions to the east, and notably a critical wildfire period in eastern Washington each summer. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 98312 carries an overall risk score of 6.0/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to landslide and tsunami.

Within Washington, ZIP 98312's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Washington identifies earthquake as the foremost hazard, followed by landslide and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 98312's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.