🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 98358

Nordland, Washington

5.6out of 10
Moderate Risk

Risk Summary for ZIP 98358

ZIP 98358 scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Earthquake Landslide

All 18 Hazard Scores

Tsunami
9.9
Earthquake
9.6
Landslide
9.6
Coastal Flooding
9.5
Volcanic Activity
9.2
Avalanche
9.2
Winter Weather
8.4
Ice Storm
7.8
Extreme Heat
4.3
Cold Wave
3.4
Wildfire
3.3
Hurricane
2.4
Drought
2.3
Tornado
2.1
Lightning
1.8
Strong Wind
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

ZIP 98358
5.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 98358, Washington

ZIP 98358 covers part of the Nordland area, in the Pacific Northwest. The surrounding region experiences mild, rainy winters west of the Cascades and semi-arid conditions to the east, with a critical wildfire period in eastern Washington each summer shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 98358's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for earthquake and landslide risk in their preparedness planning.

ZIP 98358's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are tsunami, earthquake, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 98358 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for ZIP 98358: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Risk for the surrounding area

Local Factors for ZIP 98358

These city-level factors differentiate ZIP 98358 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

1,164

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” limited fire-prone terrain nearby

Fire score: 3.3/10

Coordinates

48.0580Β° N, 122.7001Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 98358

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.