Natural Disaster Risk — ZIP Code 98548
Hoodsport, Washington
Risk Summary for ZIP 98548
ZIP 98548 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 98548, Washington
Located in the Pacific Northwest, ZIP 98548 serves the Hoodsport community. The oceanic climate of this part of Washington — bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east — directly shapes the hazard exposure for properties in this postal area.
ZIP 98548's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include earthquake and landslide.
Relative to other U.S. communities, ZIP 98548's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by tsunami and earthquake, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 98548's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.
What this means for ZIP 98548: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately — do not wait for an official warning.
Risk for the surrounding area
Local Factors for ZIP 98548
These city-level factors differentiate ZIP 98548 from other communities in Washington County and provide geographic context for its hazard exposure.
Population
2,177
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Northern Continental
Latitude 47.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — summer fire risk
Fire score: 5.1/10
Coordinates
47.4706° N, 123.2927° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 98548
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Washington
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.