Natural Disaster Risk — ZIP Code 98644

Natural Hazard Profile: ZIP 98644, Washington

Located in the Pacific Northwest, ZIP 98644 serves the Seaview community. The oceanic climate of this part of Washington — bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east — directly shapes the hazard exposure for properties in this postal area.

ZIP 98644's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include coastal flood and earthquake.

Relative to other U.S. communities, ZIP 98644's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by tsunami and coastal flood, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 98644 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.