🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 98675

Yacolt, Washington

7.2out of 10
High Risk

Risk Summary for ZIP 98675

ZIP 98675 scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Earthquake Cold Wave

All 18 Hazard Scores

Volcanic Activity
9.9
Earthquake
9.8
Cold Wave
9.7
Extreme Heat
9.6
Ice Storm
9.2
Coastal Flooding
9.0
Strong Wind
8.5
Landslide
8.4
Lightning
8.3
Avalanche
8.3
Winter Weather
7.7
Wildfire
7.3
Tsunami
5.4
Tornado
4.0
Hail
3.4
Hurricane
2.4
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 98675
7.2
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 98675, Washington

ZIP 98675 in Yacolt sits in the Pacific Northwest. Its oceanic climate produces mild, rainy winters west of the Cascades and semi-arid conditions to the east, and notably a critical wildfire period in eastern Washington each summer. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 98675 carries an overall risk score of 7.2/10, placing it in the high category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to earthquake and cold wave.

Within Washington, ZIP 98675's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Washington identifies volcano as the foremost hazard, followed by earthquake and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 98675's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 98675: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Risk for the surrounding area

Local Factors for ZIP 98675

These city-level factors differentiate ZIP 98675 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

7,305

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.3/10

Coordinates

45.8635Β° N, 122.3310Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 98675

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.