Natural Disaster Risk — ZIP Code 98855

Natural Hazard Profile: ZIP 98855, Washington

ZIP 98855 in Tonasket sits in the Pacific Northwest. Its oceanic climate produces mild, rainy winters west of the Cascades and semi-arid conditions to the east, and notably a critical wildfire period in eastern Washington each summer. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 98855 carries an overall risk score of 6.5/10, placing it in the high category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to avalanche and volcano.

Within Washington, ZIP 98855's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Washington identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 98855's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.