🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99139

Ione, Washington

4.6out of 10
Moderate Risk

Risk Summary for ZIP 99139

ZIP 99139 scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.1
Avalanche
8.9
Wildfire
8.0
Winter Weather
5.9
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Ice Storm
4.5
Extreme Heat
4.2
Earthquake
3.7
Strong Wind
3.2
Lightning
2.6
Hurricane
2.4
Drought
2.4
Tornado
1.8
Hail
1.5
Riverine Flooding
1.0

How it compares

ZIP 99139
4.6
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99139, Washington

Located in the Pacific Northwest, ZIP 99139 serves the Ione community. The oceanic climate of this part of Washington β€” bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 99139's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and wildfire.

Relative to other U.S. communities, ZIP 99139's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 99139 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 99139: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Risk for the surrounding area

Local Factors for ZIP 99139

These city-level factors differentiate ZIP 99139 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

1,091

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 48.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.0/10

Coordinates

48.7316Β° N, 117.3137Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99139

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.