🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99343

Mesa, Washington

6.1out of 10
High Risk

Risk Summary for ZIP 99343

ZIP 99343 scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Extreme Heat Wildfire

All 18 Hazard Scores

Volcanic Activity
9.8
Extreme Heat
8.9
Wildfire
8.7
Avalanche
8.5
Earthquake
8.3
Ice Storm
8.2
Cold Wave
7.0
Landslide
5.8
Tsunami
5.4
Winter Weather
5.2
Lightning
5.2
Hail
5.0
Strong Wind
4.9
Coastal Flooding
4.9
Drought
3.2
Hurricane
2.4
Tornado
2.3
Riverine Flooding
1.0

How it compares

ZIP 99343
6.1
Washington avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99343, Washington

Located in the Pacific Northwest, ZIP 99343 serves the Mesa community. The oceanic climate of this part of Washington β€” bringing mild, rainy winters west of the Cascades and semi-arid conditions to the east β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 99343's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include heat and wildfire.

Relative to other U.S. communities, ZIP 99343's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by volcano and heat, as measured by FEMA across Washington. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 99343 residents benefit from taking preparedness seriously. Reviewing insurance coverage for volcano and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 99343: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Risk for the surrounding area

Local Factors for ZIP 99343

These city-level factors differentiate ZIP 99343 from other communities in Washington County and provide geographic context for its hazard exposure.

Population

3,215

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.7/10

Coordinates

46.5919Β° N, 119.1706Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99343

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Washington

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.