🌍 ClimateRiskCheck

Natural Disaster Risk in Chevak

Alaska

4.5out of 10
Moderate Risk

Risk Summary for Chevak

Chevak scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Volcanic Activity Winter Weather

All 18 Hazard Scores

Cold Wave
9.8
Volcanic Activity
9.4
Winter Weather
8.7
Landslide
8.5
Avalanche
8.4
Wildfire
5.4
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
3.4
Hurricane
2.4
Ice Storm
2.1
Drought
1.7
Lightning
1.7
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Chevak
4.5
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chevak, Alaska

Chevak is a small unincorporated community in Kusilvak County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chevak.

According to FEMA's National Risk Index, Chevak carries an overall risk score of 4.5/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to volcano and winter.

Chevak's risk score, near the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kusilvak County, the highest-scoring are cold wave, volcano, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Chevak's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Chevak: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Chevak

These city-level factors differentiate Chevak from other communities in Kusilvak County and provide geographic context for its hazard exposure.

Population

494

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 61.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

61.5501Β° N, 165.3581Β° W

Kusilvak County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chevak

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chevak

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.