Natural Disaster Risk in Chignik Lagoon
Alaska
Risk Summary for Chignik Lagoon
Chignik Lagoon scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.
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Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Chignik Lagoon, Alaska
Located in Alaska, the northernmost U.S. state in Lake and Peninsula County, Chignik Lagoon is a small unincorporated community. The subarctic climate that characterizes this part of Alaska β marked by subarctic conditions with extreme cold winters and brief summers β directly influences the types and severity of natural hazards present, making Chignik Lagoon a community where hazard awareness has real practical value.
FEMA rates Chignik Lagoon's composite natural disaster risk at 4.4 out of 10 β moderate risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for volcano and avalanche risk in their preparedness planning.
Relative to other U.S. communities, Chignik Lagoon's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.6/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Lake and Peninsula County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Chignik Lagoon's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.
What this means for Chignik Lagoon: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
Local Factors for Chignik Lagoon
These city-level factors differentiate Chignik Lagoon from other communities in Lake and Peninsula County and provide geographic context for its hazard exposure.
Population
29
RuralGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 56.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.2/10
Coordinates
56.3041Β° N, 158.5004Β° W
Lake and Peninsula County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Chignik Lagoon
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Chignik Lagoon
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.