🌍 ClimateRiskCheck

Natural Disaster Risk in Cold Bay

Alaska

4.1out of 10
Moderate Risk

Risk Summary for Cold Bay

Cold Bay scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Tsunami Landslide

All 18 Hazard Scores

Volcanic Activity
10.0
Tsunami
9.9
Landslide
9.8
Avalanche
9.3
Earthquake
7.8
Coastal Flooding
4.9
Winter Weather
3.2
Hurricane
2.4
Ice Storm
1.9
Drought
1.7
Wildfire
1.3
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Cold Wave
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Cold Bay
4.1
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cold Bay, Alaska

Located in Alaska, the northernmost U.S. state in Aleutians East County, Cold Bay is a small unincorporated community. The subarctic climate that characterizes this part of Alaska β€” marked by subarctic conditions with extreme cold winters and brief summers β€” directly influences the types and severity of natural hazards present, making Cold Bay a community where hazard awareness has real practical value.

Cold Bay's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include tsunami and landslide.

Relative to other U.S. communities, Cold Bay's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.6/10 state average. The hazard distribution here is led by volcano and tsunami, as measured by FEMA across Aleutians East County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Cold Bay residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Cold Bay: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Cold Bay

These city-level factors differentiate Cold Bay from other communities in Aleutians East County and provide geographic context for its hazard exposure.

Population

223

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 55.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

55.2966Β° N, 162.5863Β° W

Aleutians East County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cold Bay

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cold Bay

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.