Natural Disaster Risk in Haines
Alaska
Risk Summary for Haines
Haines scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Haines, Alaska
Haines is a small community of about 2,168 in Haines County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Haines.
According to FEMA's National Risk Index, Haines carries an overall risk score of 4.2/10, placing it in the moderate category. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. The area also faces notable exposure to avalanche and landslide.
Haines's risk score, near the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Haines County, the highest-scoring are tsunami, avalanche, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Haines's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.
What this means for Haines: Tsunami preparedness
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
Local Factors for Haines
These city-level factors differentiate Haines from other communities in Haines County and provide geographic context for its hazard exposure.
Population
2,168
Small TownGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 59.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.7/10
Coordinates
59.0266Β° N, 135.8848Β° W
Haines County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Haines
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Haines
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.