🌍 ClimateRiskCheck

Natural Disaster Risk in Healy

Alaska

4.6out of 10
Moderate Risk

Risk Summary for Healy

Healy scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Landslide

All 18 Hazard Scores

Avalanche
9.9
Volcanic Activity
9.8
Wildfire
8.7
Landslide
8.7
Earthquake
8.2
Cold Wave
6.9
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
3.5
Hurricane
2.4
Ice Storm
1.8
Drought
1.7
Lightning
1.4
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Healy
4.6
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Healy, Alaska

Healy, in Denali County, is a small community of about 652 situated in Alaska, the northernmost U.S. state. Its subarctic climate brings subarctic conditions with extreme cold winters and brief summers, and in particular severe winter storms. These conditions collectively define the natural hazard environment that Healy residents and property owners must navigate.

Healy's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include volcano and landslide.

Within Alaska, Healy's risk is, near the 4.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Denali County identifies avalanche as the foremost hazard, followed by volcano and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Healy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Healy: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Healy

These city-level factors differentiate Healy from other communities in Denali County and provide geographic context for its hazard exposure.

Population

652

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 63.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

63.9096Β° N, 149.9174Β° W

Denali County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Healy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Healy

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.