Natural Disaster Risk in Houston
Alaska
Risk Summary for Houston
Houston scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Houston, Alaska
Houston, in Matanuska-Susitna County, is a small community of about 1,516 situated in Alaska, the northernmost U.S. state. Its subarctic climate brings subarctic conditions with extreme cold winters and brief summers, and in particular severe winter storms. These conditions collectively define the natural hazard environment that Houston residents and property owners must navigate.
Houston's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include earthquake and tsunami.
Within Alaska, Houston's risk is, slightly above the 4.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Matanuska-Susitna County identifies avalanche as the foremost hazard, followed by earthquake and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Houston's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.
What this means for Houston: Avalanche preparedness
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
Local Factors for Houston
These city-level factors differentiate Houston from other communities in Matanuska-Susitna County and provide geographic context for its hazard exposure.
Population
1,516
Small TownGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 61.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.5/10
Coordinates
61.6185Β° N, 149.8255Β° W
Matanuska-Susitna County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Houston
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Houston
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.