🌍 ClimateRiskCheck

Natural Disaster Risk in Kaktovik

Alaska

3.8out of 10
Low Risk

Risk Summary for Kaktovik

Kaktovik scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Cold Wave Winter Weather

All 18 Hazard Scores

Avalanche
9.2
Cold Wave
8.7
Winter Weather
8.4
Earthquake
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
2.5
Hurricane
2.4
Wildfire
2.2
Ice Storm
2.2
Drought
1.7
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Kaktovik
3.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kaktovik, Alaska

Kaktovik is a small unincorporated community in North Slope County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Kaktovik.

FEMA rates Kaktovik's composite natural disaster risk at 3.8 out of 10 β€” low risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for cold wave and winter risk in their preparedness planning.

Kaktovik's risk score, slightly below the 4.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for North Slope County, the highest-scoring are avalanche, cold wave, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Kaktovik carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Kaktovik: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Kaktovik

These city-level factors differentiate Kaktovik from other communities in North Slope County and provide geographic context for its hazard exposure.

Population

124

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 70.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

70.1188Β° N, 143.6703Β° W

North Slope County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kaktovik

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kaktovik

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.