Natural Disaster Risk in Kotlik
Alaska
Risk Summary for Kotlik
Kotlik scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Kotlik, Alaska
Kotlik, in Kusilvak County, is a small community of about 976 situated in Alaska, the northernmost U.S. state. Its subarctic climate brings subarctic conditions with extreme cold winters and brief summers, and in particular severe winter storms. These conditions collectively define the natural hazard environment that Kotlik residents and property owners must navigate.
Kotlik's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include volcano and winter.
Within Alaska, Kotlik's risk is, near the 4.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Kusilvak County identifies cold wave as the foremost hazard, followed by volcano and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Kotlik's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.
What this means for Kotlik: Cold Wave preparedness
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
- Keep emergency heat and supplies ready in case of cold-related power outages.
Local Factors for Kotlik
These city-level factors differentiate Kotlik from other communities in Kusilvak County and provide geographic context for its hazard exposure.
Population
976
RuralGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 63.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.4/10
Coordinates
63.0305Β° N, 163.5530Β° W
Kusilvak County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Kotlik
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Kotlik
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.