🌍 ClimateRiskCheck

Natural Disaster Risk in Lake Minchumina

Alaska

5.2out of 10
Moderate Risk

Risk Summary for Lake Minchumina

Lake Minchumina scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Avalanche Landslide

All 18 Hazard Scores

Cold Wave
9.8
Avalanche
9.7
Landslide
9.5
Volcanic Activity
9.5
Wildfire
9.4
Winter Weather
8.2
Earthquake
7.8
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
3.3
Hurricane
2.4
Lightning
2.4
Drought
1.7
Tornado
1.3
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Lake Minchumina
5.2
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lake Minchumina, Alaska

Located in Alaska, the northernmost U.S. state in Yukon-Koyukuk County, Lake Minchumina is a small unincorporated community. The subarctic climate that characterizes this part of Alaska β€” marked by subarctic conditions with extreme cold winters and brief summers β€” directly influences the types and severity of natural hazards present, making Lake Minchumina a community where hazard awareness has real practical value.

FEMA rates Lake Minchumina's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for avalanche and landslide risk in their preparedness planning.

Relative to other U.S. communities, Lake Minchumina's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.6/10 state average. The hazard distribution here is led by cold wave and avalanche, as measured by FEMA across Yukon-Koyukuk County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Lake Minchumina residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Lake Minchumina: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Lake Minchumina

These city-level factors differentiate Lake Minchumina from other communities in Yukon-Koyukuk County and provide geographic context for its hazard exposure.

Population

7

Rural

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 63.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

63.8321Β° N, 152.4948Β° W

Yukon-Koyukuk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lake Minchumina

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lake Minchumina

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.