🌍 ClimateRiskCheck

Natural Disaster Risk in Metlakatla

Alaska

4.1out of 10
Moderate Risk

Risk Summary for Metlakatla

Metlakatla scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Landslide

All 18 Hazard Scores

Tsunami
9.9
Volcanic Activity
9.9
Landslide
9.4
Avalanche
8.8
Earthquake
5.0
Coastal Flooding
4.9
Winter Weather
4.2
Ice Storm
3.1
Hurricane
2.4
Wildfire
2.1
Drought
1.7
Cold Wave
1.6
Lightning
1.4
Tornado
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

Metlakatla
4.1
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Metlakatla, Alaska

Metlakatla is a small community of about 1,334 in Prince of Wales-Hyder County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Metlakatla.

According to FEMA's National Risk Index, Metlakatla carries an overall risk score of 4.1/10, placing it in the moderate category. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. The area also faces notable exposure to volcano and landslide.

Metlakatla's risk score, slightly below the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Prince of Wales-Hyder County, the highest-scoring are tsunami, volcano, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Metlakatla's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Metlakatla: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Local Factors for Metlakatla

These city-level factors differentiate Metlakatla from other communities in Prince of Wales-Hyder County and provide geographic context for its hazard exposure.

Population

1,334

Small Town

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 55.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

55.1262Β° N, 131.4893Β° W

Prince of Wales-Hyder County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Metlakatla

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Metlakatla

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.