Natural Disaster Risk in Saint Michael
Alaska
Risk Summary for Saint Michael
Saint Michael scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Saint Michael, Alaska
Saint Michael is a small unincorporated community in Nome County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Saint Michael.
According to FEMA's National Risk Index, Saint Michael carries an overall risk score of 4.8/10, placing it in the moderate category. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. The area also faces notable exposure to cold wave and avalanche.
Saint Michael's risk score, near the 4.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Nome County, the highest-scoring are volcano, cold wave, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
With a moderate risk rating, Saint Michael residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.
What this means for Saint Michael: Volcanic Activity preparedness
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
Local Factors for Saint Michael
These city-level factors differentiate Saint Michael from other communities in Nome County and provide geographic context for its hazard exposure.
Population
177
RuralGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 63.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.2/10
Coordinates
63.4738° N, 162.1230° W
Nome County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Saint Michael
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Saint Michael
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.