🌍 ClimateRiskCheck

Natural Disaster Risk in Cochise County

Arizona

5.9out of 10
Moderate Risk

Risk Summary for Cochise County

Cochise County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Wildfire Lightning

All 18 Hazard Scores

Wildfire
9.9
Extreme Heat
9.9
Lightning
9.7
Drought
9.1
Avalanche
9.1
Earthquake
8.1
Strong Wind
7.3
Landslide
6.1
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
3.1
Hail
2.6
Tornado
2.2
Cold Wave
1.7
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Cochise County
5.9
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cochise County, Arizona

Cochise County is located in the United States in Arizona, home to roughly 125,169 residents. The county experiences intense summer heat and very low annual precipitation, with a summer monsoon season bringing flash flood risk shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Cochise County's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for wildfire and lightning risk in their preparedness planning.

Cochise County's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cochise County, the highest-scoring are heat, wildfire, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Cochise County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Cochise County: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Cities in Cochise County

ZIP codes in Cochise County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.