🌍 ClimateRiskCheck

Natural Disaster Risk in Naco

Arizona

5.9out of 10
Moderate Risk

Risk Summary for Naco

Naco scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Wildfire Lightning

All 18 Hazard Scores

Wildfire
9.9
Extreme Heat
9.9
Lightning
9.7
Drought
9.1
Avalanche
9.1
Earthquake
8.1
Strong Wind
7.3
Landslide
6.1
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
3.1
Hail
2.6
Tornado
2.2
Cold Wave
1.7
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Naco
5.9
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Naco, Arizona

Naco, in Cochise County, is a small community of about 988 situated in the Deep South. Its desert climate brings intense summer heat and very low annual precipitation, and in particular a summer monsoon season bringing flash flood risk. These conditions collectively define the natural hazard environment that Naco residents and property owners must navigate.

Naco's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include wildfire and lightning.

Within Arizona, Naco's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cochise County identifies heat as the foremost hazard, followed by wildfire and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Naco's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Naco: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Naco

These city-level factors differentiate Naco from other communities in Cochise County and provide geographic context for its hazard exposure.

Population

988

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

31.3383Β° N, 109.9431Β° W

Cochise County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Naco

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Naco

Other cities in Arizona

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.