🌍 ClimateRiskCheck

Natural Disaster Risk in Millbrae

California

5.9out of 10
Moderate Risk

Risk Summary for Millbrae

Millbrae scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Coastal Flooding

All 18 Hazard Scores

Earthquake
10.0
Landslide
10.0
Tsunami
9.9
Coastal Flooding
9.9
Wildfire
9.3
Drought
9.3
Extreme Heat
9.3
Lightning
7.2
Volcanic Activity
5.1
Avalanche
4.5
Tornado
3.9
Strong Wind
3.0
Hurricane
2.4
Hail
2.2
Winter Weather
1.5
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Millbrae
5.9
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Millbrae, California

Millbrae, in San Mateo County, is a city of approximately 22,689 residents situated in the western mountain region near the Pacific Coast. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Millbrae residents and property owners must navigate.

According to FEMA's National Risk Index, Millbrae carries an overall risk score of 5.9/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to landslide and coastal flood.

Within California, Millbrae's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of San Mateo County identifies earthquake as the foremost hazard, followed by landslide and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Millbrae residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Millbrae: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Millbrae

These city-level factors differentiate Millbrae from other communities in San Mateo County and provide geographic context for its hazard exposure.

Population

22,689

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

37.5997Β° N, 122.4034Β° W

San Mateo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Millbrae

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Millbrae

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.