Natural Disaster Risk in San Mateo County
California
5.9out of 10
Risk Summary for San Mateo County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Earthquake Landslide Coastal Flooding
All 18 Hazard Scores
Earthquake 10.0
Landslide 10.0
Tsunami 9.9
Coastal Flooding 9.9
Wildfire 9.3
Drought 9.3
Extreme Heat 9.3
Lightning 7.2
Volcanic Activity 5.1
Avalanche 4.5
Tornado 3.9
Strong Wind 3.0
Hurricane 2.4
Hail 2.2
Winter Weather 1.5
Ice Storm 1.3
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
San Mateo County 5.9
California avg. 5.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in San Mateo County
South San Francisco5.9/10Daly City5.9/10San Mateo5.9/10Burlingame5.9/10San Bruno5.9/10Menlo Park5.9/10Pacifica5.9/10Redwood City5.9/10San Carlos5.9/10Belmont5.9/10Millbrae5.9/10Half Moon Bay5.9/10Atherton5.9/10Portola Valley5.9/10Brisbane5.9/10El Granada5.9/10Montara5.9/10Moss Beach5.9/10La Honda5.9/10Pescadero5.9/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.