Natural Disaster Risk in Pacifica
California
5.9out of 10
Risk Summary for Pacifica
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Earthquake Landslide Coastal Flooding
All 18 Hazard Scores
Earthquake 10.0
Landslide 10.0
Tsunami 9.9
Coastal Flooding 9.9
Wildfire 9.3
Drought 9.3
Extreme Heat 9.3
Lightning 7.2
Volcanic Activity 5.1
Avalanche 4.5
Tornado 3.9
Strong Wind 3.0
Hurricane 2.4
Hail 2.2
Winter Weather 1.5
Ice Storm 1.3
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
Pacifica 5.9
California avg. 5.9
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Pacifica
Other cities in California
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.