Natural Disaster Risk in Tahoma
California
Risk Summary for Tahoma
Tahoma scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Tahoma, California
Located in the western mountain region near the Pacific Coast in El Dorado County, Tahoma is a small community of about 725. The Mediterranean climate that characterizes this part of California β marked by dry summers and mild, wet winters with pronounced drought cycles β directly influences the types and severity of natural hazards present, making Tahoma a community where hazard awareness has real practical value.
FEMA rates Tahoma's composite natural disaster risk at 6.1 out of 10 β high risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for avalanche and landslide risk in their preparedness planning.
Relative to other U.S. communities, Tahoma's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across El Dorado County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Tahoma's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Tahoma: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Tahoma
These city-level factors differentiate Tahoma from other communities in El Dorado County and provide geographic context for its hazard exposure.
Population
725
RuralGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Moderate Continental
Latitude 39.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 10.0/10
Coordinates
39.0138Β° N, 120.0959Β° W
El Dorado County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Tahoma
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Tahoma
Other cities in California
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.