🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 96142

Tahoma, California

6.1out of 10
High Risk

Risk Summary for ZIP 96142

ZIP 96142 scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Landslide

All 18 Hazard Scores

Wildfire
10.0
Landslide
9.7
Volcanic Activity
9.7
Avalanche
9.7
Earthquake
9.3
Winter Weather
8.7
Drought
8.0
Lightning
7.3
Extreme Heat
7.2
Tsunami
5.4
Coastal Flooding
4.9
Strong Wind
2.9
Hail
2.9
Tornado
2.4
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

ZIP 96142
6.1
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 96142, California

Located in the western mountain region near the Pacific Coast, ZIP 96142 serves the Tahoma community. The Mediterranean climate of this part of California β€” bringing dry summers and mild, wet winters with pronounced drought cycles β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 96142's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, ZIP 96142's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across California. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 96142 residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 96142: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 96142

These city-level factors differentiate ZIP 96142 from other communities in California County and provide geographic context for its hazard exposure.

Population

725

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

39.0138Β° N, 120.0959Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 96142

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in California

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.