🌍 ClimateRiskCheck

Natural Disaster Risk in Alma

Colorado

5.1out of 10
Moderate Risk

Risk Summary for Alma

Alma scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Landslide

All 18 Hazard Scores

Wildfire
9.6
Avalanche
9.6
Landslide
9.5
Volcanic Activity
9.4
Hail
7.7
Lightning
7.2
Tsunami
5.4
Winter Weather
5.3
Coastal Flooding
4.9
Earthquake
3.9
Tornado
2.9
Strong Wind
2.5
Hurricane
2.4
Ice Storm
2.3
Drought
1.7
Cold Wave
1.6
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Alma
5.1
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alma, Colorado

Alma is a small community of about 1,246 in Park County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Alma.

FEMA rates Alma's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wildfire and landslide risk in their preparedness planning.

Alma's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Park County, the highest-scoring are avalanche, wildfire, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Alma residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Alma: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Alma

These city-level factors differentiate Alma from other communities in Park County and provide geographic context for its hazard exposure.

Population

1,246

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

39.3145Β° N, 106.1055Β° W

Park County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alma

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alma

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.