🌍 ClimateRiskCheck

Natural Disaster Risk in Arboles

Colorado

4.7out of 10
Moderate Risk

Risk Summary for Arboles

Arboles scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Landslide

All 18 Hazard Scores

Avalanche
9.6
Wildfire
9.5
Landslide
9.2
Winter Weather
7.1
Lightning
6.5
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.9
Ice Storm
2.6
Hurricane
2.4
Tornado
2.1
Strong Wind
1.6
Extreme Heat
1.6
Hail
1.5
Cold Wave
1.5
Riverine Flooding
1.0

How it compares

Arboles
4.7
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Arboles, Colorado

Arboles, in Archuleta County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Arboles residents and property owners must navigate.

According to FEMA's National Risk Index, Arboles carries an overall risk score of 4.7/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to wildfire and landslide.

Within Colorado, Arboles's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Archuleta County identifies avalanche as the foremost hazard, followed by wildfire and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Arboles's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Arboles: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Arboles

These city-level factors differentiate Arboles from other communities in Archuleta County and provide geographic context for its hazard exposure.

Population

376

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

37.0186Β° N, 107.4204Β° W

Archuleta County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Arboles

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Arboles

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.