Natural Disaster Risk in Colorado City
Colorado
Risk Summary for Colorado City
Colorado City scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Colorado City, Colorado
Located in the Great Plains in Pueblo County, Colorado City is a small community of about 1,280. The semi-arid continental climate that characterizes this part of Colorado β marked by dry air, significant mountain snowfall, and rapid weather changes β directly influences the types and severity of natural hazards present, making Colorado City a community where hazard awareness has real practical value.
Colorado City's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include winter and hail.
Relative to other U.S. communities, Colorado City's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.2/10 state average. The hazard distribution here is led by lightning and winter, as measured by FEMA across Pueblo County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Colorado City's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Colorado City: Lightning preparedness
- Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
- Avoid plumbing and corded electronics during active thunderstorms.
- Install whole-home surge protection to shield electronics from strike-related power surges.
Local Factors for Colorado City
These city-level factors differentiate Colorado City from other communities in Pueblo County and provide geographic context for its hazard exposure.
Population
1,280
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 37.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.4/10
Coordinates
37.9415Β° N, 104.8371Β° W
Pueblo County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Colorado City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Colorado City
Other cities in Colorado
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.