🌍 ClimateRiskCheck

Natural Disaster Risk in Cope

Colorado

4.5out of 10
Moderate Risk

Risk Summary for Cope

Cope scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Strong Wind Wildfire

All 18 Hazard Scores

Hail
7.9
Wildfire
6.5
Strong Wind
6.5
Cold Wave
5.7
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.6
Avalanche
4.5
Ice Storm
4.4
Tornado
4.1
Earthquake
3.2
Hurricane
2.4
Extreme Heat
2.1
Lightning
2.0
Landslide
1.5
Riverine Flooding
1.0

How it compares

Cope
4.5
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cope, Colorado

Cope is a small unincorporated community in Washington County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cope.

FEMA rates Cope's composite natural disaster risk at 4.5 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for wind and wildfire risk in their preparedness planning.

Cope's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are hail, wind, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Cope residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Cope: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Cope

These city-level factors differentiate Cope from other communities in Washington County and provide geographic context for its hazard exposure.

Population

298

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.5/10

Coordinates

39.6790Β° N, 102.8916Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cope

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cope

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.