🌍 ClimateRiskCheck

Natural Disaster Risk in Cripple Creek

Colorado

5.3out of 10
Moderate Risk

Risk Summary for Cripple Creek

Cripple Creek scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Volcanic Activity Landslide

All 18 Hazard Scores

Wildfire
9.7
Volcanic Activity
9.5
Landslide
9.3
Lightning
8.5
Avalanche
8.3
Hail
8.1
Winter Weather
7.7
Tsunami
5.4
Coastal Flooding
4.9
Tornado
3.7
Earthquake
3.3
Hurricane
2.4
Strong Wind
2.4
Ice Storm
2.4
Cold Wave
1.8
Drought
1.7
Extreme Heat
1.5
Riverine Flooding
1.0

How it compares

Cripple Creek
5.3
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cripple Creek, Colorado

Cripple Creek, in Teller County, is a small community of about 1,817 situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Cripple Creek residents and property owners must navigate.

Cripple Creek's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include volcano and landslide.

Within Colorado, Cripple Creek's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Teller County identifies wildfire as the foremost hazard, followed by volcano and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cripple Creek's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Cripple Creek: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Cripple Creek

These city-level factors differentiate Cripple Creek from other communities in Teller County and provide geographic context for its hazard exposure.

Population

1,817

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

38.7631Β° N, 105.0928Β° W

Teller County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cripple Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cripple Creek

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.