🌍 ClimateRiskCheck

Natural Disaster Risk in Dove Creek

Colorado

4.4out of 10
Moderate Risk

Risk Summary for Dove Creek

Dove Creek scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Wildfire
8.2
Lightning
7.9
Tsunami
5.4
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.1
Hurricane
2.4
Winter Weather
2.4
Ice Storm
2.0
Extreme Heat
1.8
Cold Wave
1.7
Tornado
1.5
Strong Wind
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

Dove Creek
4.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dove Creek, Colorado

Dove Creek is a small community of about 1,815 in Dolores County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dove Creek.

According to FEMA's National Risk Index, Dove Creek carries an overall risk score of 4.4/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and wildfire.

Dove Creek's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Dolores County, the highest-scoring are avalanche, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Dove Creek residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Dove Creek: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Dove Creek

These city-level factors differentiate Dove Creek from other communities in Dolores County and provide geographic context for its hazard exposure.

Population

1,815

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.2/10

Coordinates

37.6373Β° N, 109.0291Β° W

Dolores County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dove Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dove Creek

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.