🌍 ClimateRiskCheck

Natural Disaster Risk in Franktown

Colorado

7.4out of 10
High Risk

Risk Summary for Franktown

Franktown scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Lightning Wildfire

All 18 Hazard Scores

Wildfire
9.9
Hail
9.9
Lightning
9.9
Winter Weather
9.7
Volcanic Activity
9.7
Tornado
9.4
Strong Wind
9.4
Avalanche
8.3
Landslide
8.1
Cold Wave
6.8
Earthquake
6.7
Extreme Heat
6.1
Tsunami
5.4
Ice Storm
5.2
Coastal Flooding
4.9
Drought
4.3
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Franktown
7.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franktown, Colorado

Franktown is a town of roughly 5,132 residents in Douglas County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Franktown.

According to FEMA's National Risk Index, Franktown carries an overall risk score of 7.4/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to lightning and wildfire.

Franktown's risk score, considerably above the 5.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Douglas County, the highest-scoring are hail, lightning, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Franktown residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Franktown: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Franktown

These city-level factors differentiate Franktown from other communities in Douglas County and provide geographic context for its hazard exposure.

Population

5,132

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

39.3071Β° N, 104.7195Β° W

Douglas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Franktown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Franktown

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.